Financial Policy
Clear, Transparent Fees. Flexible Payment Options.
- SAME-DAY APPOINTMENT ARE AVAILABLE
- NEW PATIENT SPECIAL OFFER
- INSURANCE ACCEPTED
At North Coast Dentists, we believe financial clarity is part of quality care.
Before treatment begins, you will receive a detailed explanation of recommended procedures and associated costs.
Payment is due at the time services are rendered unless prior financial arrangements have been made.
Insurance
We are happy to assist patients in understanding and maximizing their insurance benefits.
In-Network Plans
“Classic Plus Network only”
DentalGuard Preferred Program
Out-of-Network Plans
We accept most PPO plans and will submit claims as a courtesy. Coverage varies by plan.
Please note: Dental insurance is a benefit agreement between you and your insurance provider. Patients remain responsible for all fees not covered by insurance.
No Insurance? Consider Our Membership Plan
For patients without traditional dental insurance, we offer an in-house Membership Plan designed to make preventive and restorative care more accessible.
Our membership program offers:
- No Deductible
- No Waiting Period
- No Annual Maximum
- Simple annual enrollment
- Preventive services included
- Reduced fees on additional treatments
This plan is ideal for individuals and families seeking affordable, straightforward dental care.
Learn more about our Membership Plan →
Payment Options:
We accept major credit cards, including Visa, Mastercard, American Express, and Discover
Two locations to serve you
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Eureka Office
831 Harris St. Eureka,
CA 95503
Phone: (707) 443-3005/3006
Fax: (707) 443-1467
Email: info@northcoastdentists.com
CA 95503
Phone: (707) 443-3005/3006
Fax: (707) 443-1467
Email: info@northcoastdentists.com
McKinleyville Office
1737 Central Avenue, McKinleyville,
CA 95519
Phone: (707) 839-3262
Fax: (707) 839-3275
Email: infomck@northcoastdentists.com
Office hours: Mon – Sat, 8 AM – 5 PM,
Sunday closed
Frequently Asked Questions
Do you accept dental insurance?
Yes, we accept many dental insurance plans. Our team can help you understand your benefits and estimate your out of pocket costs before treatment.
How do I know which treatment option is right for me?
We begin with a detailed exam and take time to understand your concerns, goals, and oral health needs. Then we explain your options clearly so you can feel confident about your care.
Can I get a same day appointment?
We do our best to accommodate same day appointments whenever possible, especially for urgent dental concerns. Please call our Eureka or McKinleyville office to check availability.
What should I expect during my first visit?
Your first visit usually includes a comprehensive exam, digital X rays if needed, and a conversation about your dental history and goals. We will make sure you feel informed and comfortable throughout.
Is root canal therapy painful?
Root canal therapy is designed to relieve pain, not cause it. With modern techniques and local anesthesia, most patients find the procedure much more comfortable than expected.
When would I need a dental crown?
A dental crown may be recommended when a tooth is weakened, cracked, heavily filled, or restored after a root canal. It helps protect the tooth while restoring its strength and appearance.
Are dental implants a good option for replacing missing teeth?
Dental implants are a reliable, long term option for replacing missing teeth. We will evaluate your oral health, bone support, and goals to see if implants are the right fit for you.